Privacy policy

Your book is kept on your iPhone

Every lendee, loan, payment, note and file you add is stored on your iPhone. There's no account to create and nothing to sign in to. Lendey has no server of its own and doesn't sync your book to one, so the developer of Lendey never receives it.

A copy leaves your iPhone only when you make one: a backup of the iPhone, or a file or picture you share. Both have a section below.

The only network Lendey uses is the App Store

Lendey asks the App Store for Lendey Pro's prices when it opens, and checks whether you have Pro when it opens and whenever you come back to it. Buying or restoring Pro is handled by Apple. These exchanges are between your Apple Account and Apple, and none of your book is part of them.

Nothing is tracked

Lendey contains no analytics, no advertising and no third-party code of any kind. Nobody counts what you tap, and no profile of you is built. If you've chosen in iOS Settings to share analytics with app developers, Apple may pass along a crash report. Those describe the code that stopped, not your book.

The people in your book

Lendey is for keeping records about the people you lend to. Depending on what you fill in, that can include their full name, mobile number, email, occupation and employer, their ID type and number, photos of their ID, and their loans and payments. It's stored the same way as the rest of your book, on your iPhone, and Lendey never sends it anywhere.

You decide what to record about them. Ask for what you need, keep it safe, and handle it as the privacy law where you lend requires.

Photos, files and the camera

Lendey uses the camera only when you tap Take photo on a lendee's ID. Photos you add come through the iOS photo picker, which gives Lendey only the photos you choose, never your library. Files you add are copied into Lendey. Save Image on a receipt adds that one picture to your Photos: Lendey asks permission to add photos, not to read them.

Your PIN and Face ID

When you set a PIN, Lendey stores a one-way scrambled form of it on your iPhone, never the PIN itself. With Face ID or Touch ID turned on, iOS runs the check and Lendey receives a single yes or no. Your face and fingerprint data never leave Apple's Secure Enclave, and Lendey never sees them.

Reminders are scheduled on your iPhone

The daily collection reminder is built and scheduled on your iPhone by iOS. There's no push server: nothing you receive from Lendey was sent from somewhere else.

Calls and texts go through Apple's own apps

Tapping Call beside a lendee hands their number to the Phone app. Tapping Message opens a text to them in Messages, already written from your message template: you send it there yourself, or cancel it. Lendey doesn't see or record the call or the text.

What you share goes wherever you send it

Exporting a report writes a CSV file, and sharing a receipt makes a picture. Each is handed to the iOS share sheet. After that it's an ordinary file: where it goes, and who can read it, is up to you.

Backups of your iPhone

Lendey doesn't use iCloud for your book. If you back up your iPhone with iCloud Backup or to a computer, iOS includes Lendey's data in that backup, as it does for most apps, so restoring the backup brings your book back. That backup is yours, under your Apple Account or on your computer.

Deleting your data

Settings → Erase everything deletes your book from your iPhone. There is no undo. Deleting Lendey removes its data too. A backup made earlier keeps its copy until you delete that backup.

If this ever changes

Lendey's privacy comes from how the app is built, and there's no server to change its mind later. If this policy changes, the new text is published here and the date below moves with it.